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Down Payments – Upfront Payments for Commodity Purchases
A down payment represents a certain percentage of the entire purchase price. This amount is usually paid as cash during the time of purchase of costly goods or services. Down Payments – Get a Better...
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Provident Fund Act – The Rules and Regulations of Maintaining the Scheme
Provident Fund Act is a forced savings plan managed by the government for employees of private and non-pensionable public sectors. It obliges the employer and employee to equally contribute to a...
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Stock Market Basics – Learning the Tips and Tricks
Before your money could effectively grow and become a considerable income stream, the basics of stock market investing along with the essential information and explanation that come with it need to be...
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Investment Banking Industry – Helping Clients Raise Funds
An investment bank is a financial institution that assists clients like corporations and governments to raise funds or capital for their business. Also, it serves as an acting agent of the clients in...
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Liability Insurance Policy – Ensuring Risk Finance
Umbrella insurance, another name of personal liability insurance, is one of the best policies that can face financial blunders caused by the law suit. Professional liability insurance coverage is yet...
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Collateral Loan – Secured Money Against an Asset You Own
Collateral loans are very common nowadays in financing institutions, where the borrowers are being required to hand their assets to the lenders as a kind of assurance in case the borrowers can not pay...
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Capital Losses – Tips on Effective Handling
Capital losses refer to the decrease in the capital assets’ value. It is what happens when the selling price is lower than the cost of purchase. Capital Losses- Defining Losses for Effective Handling...
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Types of Trusts – Choices in Distributing Your Assets
Choosing from the types of trust is the appropriate first step to protect and manage one’s investments for the future. A trust is a legal agreement where a person or company holds an asset for another...
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Tax Penalties – Consequences for Not Paying Taxes on Time
Illegal acts related to taxation, including tax evasion, are punishable by law and are subject to monetary fines. Civil penalties for not paying taxes are calculated in different ways and involve...
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Bridge Loans – Short-Term Financing for Individuals and Businesses
A bridge loan can secure operational expenses while waiting for the actual funding. The arrangement is subject to high interest rates and requires a collateral. Bridge Loans – Addressing Immediate...
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